Why doesnt this monitor exist?

Everyone with a pc, laptop or a mac has a monitor and they all end up buying so many accessories for just their monitor which arent fully connected to the pc which powers the monitor. What serious users of a monitor need

1. A screen light, which lights up the desk space in front of the monitor
   The monitor itself should not come with it but should have a power source at the back (something like magsafe or mag dock/plug) then buy their add on monitor light
2. An RGB backlight, which lights up the wall or back of the monitor, many a times syncs with the video on the monitor to give a good effect. This light is also many a times used to provide a diffused backlight, which hits the wall and then on the face of the streamer/gamer/user.
   This should allow to mount 4 light bars in all 4 directions at the back and it should have the power built into it
3. streaming/studio light - Another light at the back which we can lift up to point towards the user to provide diffused/studio lighting for the live streaming
4. A wifi network card, so that it can connect to the pc where all the other accessories connected to the pc can be managed. ex: IF pc/monitor goes to sleep/idle/hibernate/shutdown, rest of the lights, rgb etc., can follow that routine. 
5. An audio out - Which most of them have already
6. An input for webcam
7. An input for microphone
8. A USB type C 3.1 or thunderbolt from monitor to pc to transfer/connect all these to the pc. Basically every monitor should be a thunderbolt docking station, It just makes sense.

Hybristophilia: Is it an evolutionary safeguard?

The demon king hiranyakashipu had a child name Prahlada. Hiranyakashipa hated Vishnu, the O in GOD; The Operator. Prahlada was a staunch devotee of him. His father tortured his son for this and punished him daily. He wanted everyone to worship him instead, just like his subjects do. Vishnu takes the avatar of narshimha, the lion headed God. He kills the asura king but then his rages against  who were idolizing the asura king and worshipping him instead of GOD (Generator, Operator, Destroyer). Then Shiva the D in GOD, the Destroyer, creates rishabha, a crane to control Narasimha but fails. Shiv then creates aparajita (undefeated) from his third eye. She sits on the lap of Narasimha and absorbs all his anger and rage and calms him down. Where even the destroyer failed to subdue the of a god a woman did it with passion.

Bad men, violent men, anti-socials, they are sometimes seen as revolutionaries, have historically caused more death, pain, and suffering. It has been a strategy of the elites or those in power to send women to subdue their competition, keep them busy, or divert them from a path that threatens their position. This is seen often in Hindu scriptures, where suras (angels) send extremely magnetic women to seduce asuras (demons) who are pursuing power in a way that directly threatens the suras. Elites do this for their self-interest. But what about those in the rest of the 95% of the pyramid? If some or a few are threatening their existence and safety, who will send a woman to subdue them? God? Nature?

It seems this tendency is built into many if not all women. Women are often attracted to violent, antisocial, "bad boys," and toxic men. These are usually those women who are driven more by youth, hormones and emotion than by logic or rationality. Younger women, or those who have had less experience in courtship are more likely to fall for such men than women who are at the middle or end of their fertility. It is mostly girls who choose bad boys and toxic men. If and when these men become civilized and nice, women lose interest and move on to another target. What made them interesting, challenging and attractive was no longer there.

These women are like doctors, who move on to the next patient once they cure the current ones. So, the only way a patient can keep the doctor is to not get cured. If the doctor is very good, they will see that the symptoms are being faked; the doctor will slowly start disinvesting in the patient and moves on to the next one.

This attractiveness toward toxic partners is referred to as "hybristophilia”, a very frowned-upon behaviour. Many girls are heard complaining about how most men are pigs, toxic and all are the same. A condescending answer from many men is: "Why did you try so many men? You are the one choosing these toxic men, so maybe there is a problem with you." It is a heavily judged behaviour.

There is an African tribe where men with fat bellies are seen as the most attractive because that is a sign of abundance and women often choose abundance over other qualities. It is an evolutionary aspect of all animals to ensure the best conditions for offspring. Everywhere else, men with lower body fat percentages less than 20%, are typically preferred. If tomorrow, by some miracle, we made all human females unattracted to toxic, antisocial men, that would not stop such men from existing. These men exist not because they lack women in their life; it is their natural state of being. They will exist whether anybody wants them or not, often precisely because nobody wants them or nobody wants them to exist.

It seems as if evolution has ensured an antidote for it. Most of the time, just like a doctor treating a patient, these women who are attracted to toxic men are like flies attracted to a light bulb. They can’t help it. They will suffer, and many times perish too but by doing so, did they fulfil their evolutionary purpose?

 

The Ferrari vs. Toyota Dilemma: Is Gold Digging an Evolutionary Safeguard?"

It is said that some women would rather share a Ferrari than own a Toyota. Ferraris symbolize richness, power and clout but they are also hard to maintain, overpriced and impractical whereas Toyota vehicles are known for their reliability, cost-effectiveness, durability, and practicality. Various aspects of female mate choices such as hybristophilia, "bad boy" syndrome, Stockholm syndrome, and gold digging (the subject of this article) are often portrayed as signs of dysfunction.

Here, the word "rich" mainly represents material wealth, but it also implies a degree of power and competence. It takes a high level of competence and intelligence to gain, guard, and grow wealth. Therefore, being wealthy does not necessarily mean being rich, or vice versa. Many are rich due to family background or historical incidents like colonialism, but within three to five generations, most of the rich lose their riches, while the wealthy keep gaining, guarding, and growing theirs. I will use "gold" instead of money, as gold represents more than currency, and we will see that gold digging is about more than chasing money.

Gold digging should not be confused with monkey branching, though the terms are sometimes used interchangeably, they specify different approaches to the same goal. Gold digging is a partner selection strategy where the one with the most gold receives the highest priority (richness, power, wealth, etc.). Monkey branching is where you are using one partner as a temporary branch which you use to jump to a higher branch or a richer person. This prioritizes reproductive access for those with the most gold. Today this is frowned upon; the word itself is used as an insult, mostly toward women. It is seen as an unfair and immoral women choosing partners based on material wealth rather than character, intelligence, or values. If most or all women do this, then most men in a society will lack reproductive access. Men at bottom of the pyramid with little to lose will eventually revolt. No matter how powerful the elites are, numbers will overwhelm them.

Different cultures have developed different solutions. Islam limits a man to four wives at a time. He may also have mistresses but to provide & protect for many not only requires a lot of gold but also a lot of mental & physical space. When a wealthy man has more wives and children, wealth is redistributed more broadly. A polygamous society may achieve more wealth redistribution than any government policy. Also, higher access to courtship & marriage has been a great motivating factor for an individual’s productivity which in turn has promoted a society’s progress.

In Hinduism, during the era of kings, there was no limit on wives. The emperor Sri Krishnadevaraya’s queen managed his visits to his 12,000 wives where many of these women were sisters or daughters of martyred army officers, ensuring morale by guaranteeing care for their families. Others were daughters of rival kings, securing peace through marriage. Mormons, Christians, Jews, and most ancient societies ensured that those with the most gold had the greatest reproductive access. Except in Islam, these societies also tolerated prostitution, allowing the base of the pyramid, those holding up the rest of the pyramid, access to sex but not reproduction. This maintained a serving class without letting it grow large enough to overthrow the elite. So, majority of their power, energy, time, energy is spent to protect & provide for their big family.

Now consider modern Western-influenced monogamous societies. Take the top 0.1%. Elon Musk is among the richest, wealthiest, and most powerful of them. Due to monogamous laws, he can have only one wife at a time, but he has had multiple wives and partners, fathering many children. This grants many women accesses to his wealth and redistributes it more widely. Compare him to other ultra-wealthy bachelors like Sergey Brin or Lukas Walton, who have fewer or no children. Many of these powerful men are disconnected from 90–99% of humanity. They often operate on a zero-trust basis, constantly categorizing others as prey, predator, ally or foe. The only way to ensure such men work for humanity is to entangle them in family; more children, more in-laws, more partners. Without these ties, their drive for efficiency and improvement may bypass human welfare, potentially creating "supervillains." The most powerful need the most human connection. The top 1% are currently pursuing the ideas of replacing humans with robots, AGI, or ASI, or instituting social credit systems that centralize power. Absolute power corrupts absolutely.

Gold digging and polygamy ensure that those with the most gold and power remain social animals, not supervillains. More power raises the risk of corruption and if unchecked, it breeds tyranny. One must also consider the 80:20 rule observed in dating and matrimonial data: the top 80% of women (in attractiveness) are interested only in the top 20% of men. For dating, the parameter is physical attractiveness; for marriage, it is gold. The top 20% of wealthy men attract the top 80% of attractive women, and the top 20% of attractive men attract the top 80% of attractive women. For men, the bottom 20% are content with the bottom 80% of women. If polygamy were fully allowed, many men would remain unmatched. Prostitution might placate some, but many "incel" men could revolt, toppling the pyramid from its base. The top 1% who can afford to entertain more courtship aren’t getting as much as they can afford to. The bottom of the pyramid isn’t getting any because they aren’t in the top 20%, both end up supporting the idea of artificial wombs, sex robots as a means to solve the same problem.  More recent surveys have moved this scale to 95:5.

Different cultures, religions, and societies maintain balance through varied built-in solutions. No single system can solve this alone. When discontent arises, many may migrate to different religions, geographies, or cultures rather than overthrow the existing order. If there were only one system with no alternatives, it would break far sooner.

 

Marathon stock portfolio

 If you have not read my marathon FOF then do so.

1. Create a programmatic way to fetch a list of stocks based on the following parameters
1. top 100 by their market cap
2. then top 21 (or 10 or 5, depending on the size & risk factor of your capital) by their ROCE from that list of 100
2. Run this program/script everyday.

If any brokerage houses like zerodha or groww offesr such an option where one can programmatically have a system like this without having to write a custom program/code, then I am pretty sure it might end the mutual fund industry.

Marathon FOF

 You might have wondered what mutual fund or stock should I invest in? What parameters should I use? which one should I trust? Trust no one but math. I suck at math so I have a simple formula which avoids FOMO, JOMO, gossip traps and every other pitfall.

1. 10yr SMMA CAGR should be the only parameter while choosing a MF. Sort all the MFs (If you know a website which does it) in a descending order of 10yr CAGR. So you are choosing something which is been there for at least 10 years. Select
   
1. one flexicap
2. one midcap
3. one smallcap
4. one gold etf
5. one silver etf
   and invest a minimal but equal amount into these once. Alternatively you can just choose ETFs if you are worried about the fund house or the fund itself not performing well in future. largecap ETF, midcap etf, smallcap etf (india examples:mon100, midcap150, smallcap250).
   
   
2. Every month or whenever you have money to invest, go to your portfolio, sort them based on their returns and invest that amount into the top 1 or 2 performers. Leave the other 3 bottom performers. If you are doing this routinely, then you will end up investing more into high performers and very less in low performers. So it is your own personal marathon within your portfolio. The top 2 runners get the cookie (investment). It is like SIP but instead of investing in a fixed instrument like stock or MF, you are investing in the top 1 or tope 2 performers.
3. One can actually have this as an FOF offering for public.

Lossless Bank or Socialist communist bank ?!

 Most banks go bust because they have bad debts, they have bad NPI - Non Performing Assets. What if there is a bank whose only job is to keep your money safe and do not lend? Like many banks in switzerland. People even pay interest to such banks instead of getting paid an interest for their own money. Why should such a bank exist?

Most crony capitalist oligarchs use political influence to get loans and get write offs and bailout. In return these oligarchs pay some amount to the party and the policitian. It is idiotic to think that world works on merit. World is and has always worked on relationships, networking or favoratism. Meritocracy is the smoke screen built for the masses so that they can keep working like ants believing that hard work pays off. It never does. Mostly the networking, whom you know, leverages etc., decide the outcome of a person's existence.

The bottom of the pyramid, who are holding the pyramid, the mass which holds the castles of the elites on their shoulders dont have the financial education or knowledge of reality to save themselves from such oligarchs and banks. A bank which takes only deposits, do not engages in credit, loans, lending etc., but may be optionally invest 1/3rd of its liquidity in ETFs of gold, silver and top 5 mutual funds with consistant CAGR for 10 yr SMMA. So the bank has enough profit to maintain its functions. so it is a non profit bank which is there only to serve people.

I would If I could 29: The Passive-Aggressive" Cure: A Radical Policy to Eradicate Obesity

Is it time to hit the obesity crisis where it hurts the most—the wallet?

We are facing a global epidemic. Obesity is no longer just a personal health issue; it is a staggering burden on our financial systems. It adds a massive toll on both private and public healthcare costs. While the pharmaceutical industry might profit from the maintenance of chronic conditions, the reality for the average citizen and the national economy is grim.

Obesity acts as a magnet for a host of other ailments, including—but not limited to—diabetes, joint issues, and fatal heart failure. We have tried education, we have tried diet fads, and we have tried shame. Nothing is working fast enough.

It is time for a new approach: Passive-Aggressive Policy Control.

The Radical Solution

The proposal is simple but impactful: Implement a mandatory policy requiring all employers (Government and Private Sector) to incur 100% of the cost for obesity treatment for their employees.

At first glance, this looks like a benevolent perk. In reality, it is a strategic economic lever designed to force behavioral change through the fear of unemployment.

How It Works: The "Passive" Mechanism

By shifting the financial liability of obesity to the employer, we effectively change the hiring landscape overnight.

 * The Employer's Reaction: Faced with the prospect of paying massive medical bills, companies will passively filter their hiring process. They will naturally gravitate toward non-obese candidates to minimize liability.

 * The Employee's Reaction: The workforce will quickly realize that being obese is a liability to their employability. The fear of losing current jobs—or the inability to find new ones—will serve as a powerful, primal motivator to get healthy.

It uses the survival instinct (financial security) to override lifestyle habits.

The Marketing Spin: How to Sell It

To make this policy digestible, it needs to be marketed differently to the two opposing groups: the bosses and the workers.

 * To the Employers (Efficiency and Control):

   * The Productivity Boost: Studies often correlate physical health with higher energy levels and productivity. This policy incentivizes a fitter workforce.

   * The "Unsaid" Filter: It provides a financial justification for leaner hiring practices and, if necessary, a passive reason to reduce headcount based on "cost liability" rather than performance alone.

 * To the Employees (Corporate Responsibility):

   * The Root Cause Argument: We argue that the modern office—sedentary, high-stress, and fast-paced—is the cause of obesity. Therefore, the office must pay for it.

   * Environmental Change: This forces companies to maintain a stress-free, healthy environment. If the company has to pay for your heart health, they are suddenly very motivated to ensure you aren't stressed out and have access to healthy food and time for movement.

The Bottom Line

This is not a gentle nudge; it is a forceful shove disguised as a health benefit. By making obesity a corporate financial risk, we passively force the population into health.

Is it harsh? Perhaps. But considering the alternative is a society burdened by heart failure and collapsing healthcare systems, maybe a little "passive-aggression" is exactly what the doctor ordered.

Chain framework for a series

 What makes a good web/tv series?

1. You have a story spread across seasons
2. You have another story spread across that particular season
3. You have a story which starts at the last 1/3rd or 1/4th of the season and ends at the first 1/4th or 1/3rd of the next season, a chain link story
4. Then you have a story which is spread across in the middle 1/3rd the season or 1/4th of the season
5. You have a story spread across that episode
6. You have a story spread across 2 episodes, chainlink story which links 2 episodes. It can start at the last 1/3rd & end at the 1st 1/3rd or middle of the next episode
7. Whether to use 1/3rd or 1/4th depends on the number of episodes. 
8. Highest priority to lowest priority
1. story spread across seasons
2. story spread across season
3. story of the episode
4. story linking 2 seasons (Starts at the last 1/3rd, ends at the 1st 1/3rd of next season)
5. story linking 2 episodes
9. external references. Some tiny missable references to other works of art, not part of the series, like easter eggs or reference to some other movie, book, novel or a comic book.

I would if i could 28: Govt agent/broker

 Whenever a citizen has to deal with the govt or govt offices, he faces a lot of hassle and kick around between multiple govt departments, forms and officials and a slight uninformed or misguided step will sink the citizen into a deeper pit that he was before. There are of course a lot of unofficial brokers, agents who take care of this if you go through them but since they are unofficial, they are also not available to most people or not known and few of them actually end up misguiding their clients to reek more profit out of the interaction along with the officials at the govt office.

solution:

1. Govt will have brokers/agents who will handle all interaction with the govt office and they reach out to the citizen's house/home addres.
2. A citizen logs a case with the govt portal, the ticket gets randomly assigned to a govt broker and only a customer can close the ticket or case.
3. A govt broker's salary, incentive, performance should only depend on his overall resolved cases, tickets and satisfaction ratio.
4. Citizen rates the case/ticket once he closes and he is allowed to change the rating/review within a month, such review should be anonymous and the agent only gets to know whether the citizen rated/reviewed the case/ticket or not and ratings should only add up to the agent's total rating after every 10 ratings, which avoids any identification of the citizen who negatively reviewed the agent.

Example:

1. Need to get address changed. Agent will come to my address & get all the documents and get it done
2. passport/pan/aadhar needs to get updated
3. pension, provident fund from the govt needs to be withdrawn
4. get, cancel, modify gas connection

For all incidents, the agent always fixes an online appointment with the citizen. Then an offline appointment with the citizen and the agent should go to the house of the citizen to fetch all documents or get them signed or for anything else and under no circumestances, the citizen will be asked to do anything else apart from signing the documents or providing the documents which he already has and will not be asked to procure docuements from someone or somewhere else. It will be an at home service to the citizen where the citizen never leaves his house/home. 

My PF withdrawal journey

 Reposting from reddit to here since the posts get archived there automatically after 6 months.

Many months ago, I quit my job (Financially Independant Retired Early). I waited till today to apply for withdrawal of pf, online. Here is the journey.

Retired: 15oct2024

date: 15jan2025.

I realised quickly that the site only works on firefox. captcha for https://passbook.epfindia.gov.in/MemberPassBook/login isnt visible on IE/ms edge/google chrome/opera.

When I switched job in the past they generated another UAN number for no reason. They were supposed to be unique but this is indian government for you. So When I logged in with them on

https://unifiedportal-mem.epfindia.gov.in/memberinterface/ for each/any of them, they asked me to change password afterwrods, which I did and apaprently they dont take effect immediately on the same website https://passbook.epfindia.gov.in/MemberPassBook/login Same website, different subdomain. It looks like a different Database altogether which get synced. I shall wait anothe day.

after an hour: I can login with the new password but the bank details were missing, with one of the UAN number, the PAN is missing which requires digital verifiation by my ex employer, added my bank details to both the UANs and now their verification is pending.

16jan2025: did my kyc with my private bank. wait time is 24 hours for it to complete. Then I should add it to the pf portal.

website is crappy and not working

after serveral tries, the form submitted successfully.

17jan2025: for UAN1 the status for withdrawal is pending. for UAN2, the added citibank account (which is not closed in india) is of no use so I am failing to add another bank account. Name as per PAN has one letter middlename, where as in the banks that I am trying to add here, have fullname (of father) as middlename. Hence they keep rejecting it as name mismatch. The option to add a new bank account doesnt allow us to change/mention the name as per bank, it automatically chooses it as per existing dead citibank account details. I am also unable to delete that citibank too, since there is no option to delete it. If I try to add another bank account today, when I click verify IFSC, it is a success but when I click on save, it times out, errors out as

Visited the PF office but same error. Went to SBI bank, got the name corrected as per Aadhar+PAN but even with the exact match, I still get the same error as shown above.

^{An error occurred while sending AADHAAR OTP. Error :Error: I/O error on POST request for "https://epfoauadc.epfindia.gov.in/aua/auth":Connection timed out; nested exception is java.net.ConnectException: Connection timed out}

I might have to visit the office again tomorrow.

24jan2025:

on my old UAN the withdraw claim got rejected. Reason for rejection: Claim Rejected return member is active in another uan ,member is requested to transfer to the latest account::FATHER NAME IN OFFICE RECORD DIFFRES WITH BANK/AADHAR. SUBMIT JOINT DECLARATION FOR CORRECTION.

I now logged into my latest UAN, requested to merge the old UAN and chose the option to attest from previous employer since I am retired, I am not sure whether it means the my last employer or the employer of the oldest UAN, the oldest UAN has 2 employers attached to it, so it could be either one of them too. So, 3 more reasons for them to reject my claim.

Learnings for PF account holders

1. Every month, download your salary slip, match it with the PAN, UAN, bank details in the epfo portal. Make it a routine/habit/chore.
2. Merge your
3. scanned copy pf bank passbook to be uploaded has to be under 500kb
4. Ensure that name on the PAN+aadhar+bank account is exactly the same, letter by letter. If your middle name is just one letter in one document, full middle name in another, then you are in trouble.

Govt doesnt ask any of these details while taking your money, but to give back our money, they have all these rules and make it as troublesome as possible.

27jan2025

epfo rejected my request to merge my 2 UANs, no reason provided. Now I reapplied to merge the 2 UANs but this time I Selected the most recent employer as my last employer. Let us see what happens.

2025feb11

*ERR_SQE[0] Unable to get the connection* now this is what I keep getting when I try to login to check on the status of merger request for my UANs but no go. 5th month, no job, no pf; thanks to govt.

2025feb20

Today I was made to visit 3 pf offices. I was told that I can go to the nearest pf office but they asked me to go to the central pf office in the city which told me to fill a physical form and go to my home branch (where my office had an account) and when I went there, they told me that there is nothing to do from my end, the pending backoffice task is at the central pf office and I can call them after a week or two. the pain continues.

2025feb24

The status on one of my UAN changed to accepted by field office from pending at field office. I am unsure how many more weeks/months it will take for it to proceed further. The money is still divided between 2 UAN, first they need to be merged so that I can withdraw my pf.

2025mar02

Today I saw that the transfer of one UAN's money to another was done, I submitted for online withdrawal of pf. Let us see how long it will take or what all the other excuses they will come up with.

2025mar19

Claim Rejected as per transfer received eps member but from B************9 eps contribution and service not received . pls clarify ::NOT ELIGIBLE FOR WITHDRAWAL - WAITING PERIOD OF 2 MONTHS (PARA 69)/1 MONTH (PARA 68 HH) NOT COMPLETED.

I am out of a job from 4 months but they say that I have not met 2 months minimum requirement of being jobless. The last contribution of pf was nov 2024 as per passbook overview. I somehow feel that someone is expecting some bribe and they arent going to ask first but waiting for me to offer it instead. Their online phone number is 1800118005 is of no help. They keep asking you to check that hand up. 2/10 times it gets disconnected or you can't hear them or they just mute & wait for you to hang up, if you dont hang up, they hang up.

I was given another website link to file a grievance and you cant file within 30 days of the claim. Lol. Imagine every time they reject something, you have to wait 30 days to file a grievance. This shall take for decades to solve because usually they take weeks to address a claim. So one month + 2-3 weeks to address your query+one month wait+another grievance...cycle continues? Finally indian bureacracy has made online services more delayed, late and inefficient than offline & onsite approach. If you try lodging a grievance without the claim ID, then the OTP keeps failing, usually an OTP is 6 digits, but you will only receive 5 digits. Finally after 10-15 trials, you might get lucky to authenticate and proceed. So I did and now I am waiting for another babudon to show his thuggery.

2025mar24

No reply from so called grievance department. So I re applied to withdraw my pf. Let us see how it goes.

2025april10
Claim rejected again. To reject it for the same reason inspite of providing clarification via grievances, they took 20 days. So every communication from me the owner of the money is answered after 20- years. Imagine you are talking on the phone but you only get a reply from the other side very 20 days.
Claim Rejected RETURN PRESENT SERVICE RECEIVED TO LATEST AND EPS SERVICE NOT RECEIVED KINDLY CLARIFY::FATHER NAME IN OFFICE RECORD DIFFRES WITH BANK/AADHAR. SUBMIT JOINT DECLARATION FOR CORRECTION.

2025april11
Visited the epfo office again today. I was told that the funds have been transferred to one UAN but not the EPS and there is no record of my previous employer ever contributing EPS. I was told to contact my employer's payroll guys. I emailed him about this and he is now asking me the details of my last 4 employers first 4 months pf, eps, salary details. How and why would I collect that? Does it mean that everyone should collect pf, eps details of every month from the day they join? Who would have thought that decades ago ,fresh out of the college, I would need all this in the future?. I emailed him every data point in pdf from my epfo, epfo passbook and let us see what happens.
I have been emailing my most recent employer everyday since they need to

1. Joint Declaration to confirm the name mismatch of my father in my company records compared to my aadhar card.
2. EPS not credited but no results yet.

2025may07

The 3rd party team/org (allsec) which does the finance/payroll for my last company (AMD) told me that since there is no limit of time set by the govt for EPS, it might take anywhere from 3 months to 3 years; yes 3 years.

2025may19
I was informed by my office that they have sent the necessary details to epfo and I should raise a grievance with the grievance department to speeden things up. I did and of course it got closed after few dayson 13 june with no solution.

2025june12
I got an sms saying the epfo claim has been rejected and when I logged into the portal, there was no information about it May be it takes a day to see it in the portal but it didnt, then I realised that they rejected without providing a reason. This is done to force a face to face meeting to extract bribe to return my pf.

2025july11

My pf withdrawal claim got rejected again without any reason. As long as I dont pay bribe, it seems they won't give back my own pf and if you are not employed, you won't receive any interest on your money which is with pf office. What am I going to do? Apply again, what else can I do, they keep rejecting, I keep applying, may be I have to contact a lawyer and go to court to get my own pf, then again that will take years (indian judiciary system works in decades), it will cost more time, money too. I can only imagine the state of regula folks who aren't as educated or tech savvy or know how to use the internet, what is their state of being?!. The govt bureacracy is a disease. Our people are too tolerant and afraid and now accepted this tyranny as normal state of being & existence. Shameful part is, you cannot re apply for withdrawal of your pf on the same day, it errors out saying *The transfer claim is currently pending in the system.*
The toll fre number 14470 is a joke. If you dial that number 10 times, 1 time it connects, only options are hindi, english, no support for any other language. If you choose english, then 9/10 times, call drops, if you choose hindi then you have atleast 3/10 chances of connecting to a human. After 23 attempts, I just gave up. May be it is one of those govt employee's extended legendary lunch break which lasts for 2 hours. I shall try after 2 hours.
I raised my concern in https://pgportal.gov.in/ this time. Let us see what happens.

2025july18
So, the grievance dept finally gave a valid reason about what might be the reason. Apparently the pf, EPS is transferred from my last company to to the new epfo office & new UAN but the EPS from my 1st company HP isnt transferred to the new office & the pf of the 1st company HP should also be transferred to the new UAN. So, now I gotta do a run around to get my PF & EPS transferred from the 1st company to the new epfo office & to the new UAN. God know how many years this will take.

2025july21

I went to the main PF office, they asked me to go to another smaller branch KR. The KR branch after 3 hours in waiting told me that I have been misguided. Instead of merging all my previous pf, eps, uan to the latest (AMD), They have been merged with the previous employer. Also my last employer doesnt seem to have credited EPS or credited it incorrectly. So now I have to do back and forth with a 3rd party finance company which handles my last company's finances to get this data about 1. employee's pf contribution, 2. employer's contribution, 3. EPS contribution to the employee, data should be provided for each month, submitted another branch, let us call it RICH branch. After this I have few more forms to submit everywhere and each form takes 20 business days minium, all can't be submitted in parallel since each form depends on the outcome of the previous form submitted. I guess It will take years till I get my own money from govt.

2025aug30

My last company AMD has given a document of some sort which contains whatever data that the PF office needs. I have lodged a grievance with that document, this usually takes 30+ days. Another PF withdrawal request rejected for not paying bribe, one amongst many rejections and 3rd amongst reject without reason. Today I tried to file a PF withdrawal claim and the website isn't working.

2025sep2

I filed another withdrawal request on this day and it is still not cleared, the status is pending. The officers are expecting me to pay a visit and pay them a bribe and Since they have already tortured me so much, for so many months, then why should I pay the bribe? You can pay it as a speed money or gratitude money (for making it easy by guiding me to fill the right forms etc.,) but they have done the opposite. They have made me fill out forms which made it more complicated that it was supposed to be. They have delayed the process and made me wander like a dog between multiple offices and caused so much wastage of time, money and caused a lot of inconvenience. So why should bribe them for making it harder on me?

2025sep30

Claim rejected again without giving any official reason. unofficial reason: Did not pay bribe. I re submitted my claim, again.

2025oct14

Went to pf office to check on the status of my new claim but no go. They want me to go to another pf office to get the annexure k if pf from that office is transferred and if not then i have to transfer it first and then get the annexure k, so dont come back to this office without annexure k from the 1st employer's pf office.

2025oct15

I was asked to submit a request to transfer the pf+eps of my 1st company to the 3rd one when I visited the pf office of the 1st company I worked for. Now I am sitting here and waiting on it.

2025oct29

Just got the annexure k to download from my 1st employer's pf office. Raised another withdrawal request for pf since the old one is rejected as usual. Now I have to go to the epfo office again and explain the whole ordeal of 1 year which is just piling up.

2025nov13

Submitted the annexure k from my 1st employer's pf office to kr puram office. now they want revised annexure k from my last employer. I went to the pf office my last employer & requested a revised annexure k for my last employer.

2025nov14

I submitted the annexur k from my last employer's pf office & submitted it to kr puram pf office & they rejected it saying it is not the *revised* annexure k as per the revised pay details of the last employer but it reflects old pay structure. Now, I have to go to the pf office of my last employer and get the revised annexure k and submit to kr puram office.

2025nov18

Visited the raja ram roy pf office again. Requested for the *revised* annexure k, had to submit a written form. Now they said they will do it but unfortunately I have no way of getting an update on this. May be raise a grievance which again takes 20 days. So, I raised a grievance.

2025nov21

Now the email says, here is the revised annexure k for download but the website has no option to download, lol. Some idiots who paid good bribe get to make the website and they havent included a download option. pathetic.

2025nov26

Another pf withdrawal claim got rejected, as usual. Now I cannot submit for any more withdrawal without completing the nomination form.Another rule, another hurdle to get our own money back. The address you provide for your nominee should be exactly the same as in the aadhar card. In aadhar card you can have period and some special characters in address but the website of epfo doesnt allow anything other than numbers and letters so you can never match your address, so now you have to go to aadahr office to remove all special characters from the aadhar of your nominee.

UIDAI Error Code: 100 Error: Demographic information such as Name, Date of Birth, Gender or any combination of the same available with the UIDAI/AADHAAR system do not match with details available with EPFO. Kindly get it corrected at UIDAI or in the EPFO records through Basic details change functionality.

2025nov28

Withdrawal claims getting rejected again & again. Each pf office keeps me kicking me to another pf office for a some or the other document, and when I provide that document they say it is not the correct one, it is not the revised one, it is not the updated one etc., All bcz I didnt pay the bribe and dont want to pay the bribe. If I had paid the bribe then I would have invested in gold and probably earned 50% more than the original amount. Yet it is stupid and idiotic of me for being idealistic but I want to know/see/feel the pain of a regula person, those who are older than me, poore than me what about them?

2025dec03

Another disappointing frustrating day with epfo offices. I had my 2nd meltdown, brakdown today at KR Puram. They had promised me that they will get the revised annexure k from the rajaram office but they didnt. The grievance reply asked me to download the revised annexure k but there was no attachment. They said they will initiate an intra dept email and cc me but that never happened. I went to rajaram moham roy office again, explained the whole one year story again. They sent me to 5th floor, They sent me back to 1st floor asking me to ask the grievance dept again so that if the revised annexure k is calculated then they dont have to redo it but apparently it was a dud. So the revised annexure k was never created/provided/generated. So the young chap took me back to 5th floor, took an hour or so and gave me a printed+written revised annexure k and told me that he has emailed the same to the KR puram office. Now tomorrow, I have to go back again, spend 1k for traveling (which I am doing every time I visit them form 1 whole year) and find out the next task that they will give me to do which will take another 1 year. Fuck indian uneducated moron bureacrats and their politicians. Fuck those who vote for them. Fuck those 20% or less like us who have to support this whole eco system and get expoited in return.

2025dec04

I went to the KR puram office. provided the physical copy of the revised annexure k which they said they have received already via email. Then I had resubmit a stamped copy of it at the counter and I am told that once it is computed, I can withdraw my money.